Proving Ownership for Insurance Coverage
If you make an insurance claim, you will need to tell your insurance company what was lost. During the process, after coverage is confirmed in your insurance policy, you will... Read more →
If you make an insurance claim, you will need to tell your insurance company what was lost. During the process, after coverage is confirmed in your insurance policy, you will…
Mutual Fire Insurance now offers more flexibility for policyholders with a new option to pay your insurance policy online! Beginning August 1, 2023, new and renewing policyholders may choose credit…
Mutual Fire Insurance awarded three top performing 2022 broker partners with a $5,000 donation to a charity of their choice. Broker of the Year for British Columbia The 2022 Broker…
Mutual Fire Insurance awarded three top performing 2021 broker partners with a $5,000 donation to a charity of their choice. Broker of the Year for British Columbia Hatton Insurance Agency…
Launching September 1, 2021, Mutual Fire Insurance offers homeowners and renters in British Columbia a new product to protect their property! Home Insurance at MFI introduces easy to read wordings…
It’s always good to talk about farm harvest safety! Harvest is one of the busiest times in the year for farming and, even during the rush to cut a thousand…
What is City Dream Centre? City Dream Centre is a Surrey, British Columbia based non-profit organization that has been serving their community for over a decade. The organization spearheads a…
Breeding and calving are a necessary part of farm life for a dairy or a ranch. In fact, the success of the farm can depend heavily on selecting the right…
Mutual Fire Insurance is honoured to be rated a Five-Star Carrier in 2021! Each year, Insurance Business Canada asks hundreds of insurance brokers from across the country how well insurance…
In the last five years, drones, also known as unmanned aerial vehicles (UAVs), have seen exponential advancement and crossed many regulatory hurdles here in Canada. In tandem, the agricultural community…
In Canada, crop insurance may be purchased from the federal-provincial-producer cost-shared program called AgriInsurance. This type of insurance typically protects traditional and horticultural crops from perils like drought, flood, wind,…
In the farmyard and stretching over many acres, farmers will put down a lot of fencing, corrals, paddocks, gates, and enclosures. Fencing serves many purposes on the farm such as:…
Weather emergencies like wildfire and overland water flooding events are becoming common in Canada. When they threaten communities, these events receive emergency evacuation orders from local authorities. Although emergencies can…
Adding antique art and furniture to your home or displaying collected treasures can bring you joy. But have you thought about how to insure antiques and collectibles? It may not…
Mutual Fire Insurance awarded three top performing 2020 broker partners with a $2,500 donation to a charity of their choice. Broker of Year for British Columbia The 2020 Broker of…
After a thorough audit of the 2020 financial statements, ensuring Mutual Fire Insurance meets all regulatory requirements and exceeds the company’s financial targets, the Board of Directors has declared a…
Take notice an Annual General Meeting of the members of The Mutual Fire Insurance Company of British Columbia will be held at 10:00am, Wednesday, February 24, 2021 via livestream and…
MFI has been named one of the Top Insurance Workplaces for 2020 by Insurance Business Canada (IBC) in the category for Fewer Than 99 Employees! When it was revealed MFI…
With silage carefully stored inside of a silo made of metal or concrete, farmers may not think to plan for the possibility of a fire in these storage units. Needless…
Subrogation. Now that is a big insurance word. Generally, subrogation is a term describing a legal right held by a party (insurance company) who assumes the right to legally pursue…
Protecting yourself, family, and communities by creating a COVID-19 farm risk management plan should be a top priority. Listed below are some best practices specifically for farmers to consider. In…
Small businesses owners are adaptable, and with the unpredictable nature of the novel coronavirus, flexibility is so important. To help you with your small business COVID-19 risk management plan, we…
If you are a hobby farmer who is unsure about the difference between home and hobby farm insurance, you have come to the right place! Below we will break down…
Risk management on the farm helps protect everyone. This five-part series introduces various safety challenges on different types of farms, check out Part 1: Poultry; Part 2: Dairy; Part 3:…
Risk management on the farm helps protect everyone. This five-part series introduces various safety challenges on different types of farms, check out Part 1: Poultry; Part 2: Dairy; Part 3:…
Risk management on the farm helps protect everyone. This five-part series introduces various safety challenges on different types of farms, check out Part 1: Poultry; Part 2: Dairy; Part 4:…
In Canada, about 45% of wildfires are caused by lightning in remote areas. The remaining 55% of wildfires are human caused, usually in more populated areas. While many of the…
Risk management on the farm helps protect everyone. This five-part series introduces various safety challenges on different types of farms, check out Part 1: Poultry; Part 3: Ranch; Part 4:…
Risk management on the farm helps protect everyone. This five-part series introduces various safety challenges on different types of farms, check out Part 2: Dairy; Part 3: Ranch; Part 4:…
Adopting a safety approach to all aspects of the farm can only benefit you as a farmer. In the insurance world, this concept is often called risk management and it…
LANGLEY, BC, April 22, 2020—In response to the COVID-19 pandemic, The Mutual Fire Insurance Company of British Columbia (MFI) has donated $12,500 to charity initiatives helping to feed hungry individuals…
Updated 07/19/2021 Now that BC has entered Step 3 effective July 2, 2021, Mutual Fire Insurance has opted to continue the below protocols. Further updates will be provided as we…
Mutual Fire Insurance is proud to work with our broker partners. As part of our commitment to community initiatives, we grant awards each year to the top performing brokers in two categories: Broker…
Take notice that an Annual General Meeting of the members of The Mutual Fire Insurance Company of British Columbia will be held at 10:00am, Wednesday, February 26, 2020 at the…
From the small, family insurance brokerages serving rural Canada to the large multinational insurance carriers with head offices in Toronto and around the world: the insurance industry is massive—it has…
At this moment, you may not know what type of company your current insurer is; however, knowing the difference between mutual and stock insurance companies can help you decide if…
Farmers may subsidize their operations with a side business to assist with profitability—and reduce the financial fluctuations that can occur when running an agricultural operation. Creating new businesses, or farm…
Farmers have been innovators and early adopters of technology for hundreds of years. It makes perfect sense: operating a farm with machines improves germination rates, allows more land to be…
As the summer season heats up, wildfires become a concern because warmer and drier weather across Canada creates ideal fuel conditions for a blaze. Though wildfires are part of nature’s…
Understanding the full scope of agricultural business interruption (BI) insurance can be a challenge for folks outside of the insurance industry. Business interruption coverage is complex; however, it is a…
Chicken and chicken eggs are two of the most popular protein sources in Canada but that’s not the only kind of poultry produced by farmers. Turkey, duck, quail, silkies, and…
Windbreak trees—also known as shelterbelts—are groups of bushes, deciduous, and coniferous trees planted with purpose. The majority of farming operations can benefit from a well-thought-out plan for shelterbelts, plus the…
Have you memorized the layout of your farm? It’s your home and place of business, you could probably rattle off the north, south, east, and west landmarks without missing a…
As you begin the process of placing your insurance policy with your broker you may discuss how property will be valued and replaced if you make an insurance claim. Often,…
As you begin the process of placing your insurance policy with your broker you may discuss how property will be valued and replaced if you make an insurance claim. Often,…
Picture this: a faulty wire in the walls of your workshop arcs causing a fire. The fire spreads quickly finding a pile of greasy rags and triggering flames that engulf…
Mutual Fire Insurance is proud to work with our broker partners across Canada. As part of our community initiatives, we grant awards each year to the top performing brokers in…
In the last three years, there has been an exponential increase in the number of data breaches and cyber attacks reported in the news. The events are both local and…
Take notice that an Annual General Meeting of the members of The Mutual Fire Insurance Company of British Columbia will be held at 10:00am, Wednesday, February 27, 2019 at the…
February 1 marks launch of new farm insurance product Mutual Fire Insurance (MFI) recognized farms are modernizing, and insurance coverage needs to keep pace with technological advancements and government regulations….
Insurance renewal time? Great! This is an opportunity to meet with your insurance broker and go over the coverage needs for your operation. The broker may come to visit you…
Co-insurance may appear on the declaration page of your farm, hobby, or home insurance policy. If you see this clause, your insurance coverage may be limited. How? Well, let’s dive…
If you aren’t sure about the insurance differences between a hobby farm and a commercial farm, you have come to the right place. Below we breakdown a little bit about…
As temperatures soar into the twenties and thirties, we Canadians welcome the heat of summer months! While enjoying the weather, homeowners should also consider that hotter temperatures bring drier conditions….
Summertime brings warmer days, sunshine, and outdoor play. Often, one of the last things on your mind are dangers associated with the season. It might be a surprise, but common…
Premium, deductible and limit of insurance each have a specific meaning when you refer to your insurance policy— no matter if it’s farm, hobby farm, commercial, or home insurance. At…
Mutual Fire Insurance is proud to work with our broker partners across Canada. As part of our community initiatives, we grant awards each year to the top performing brokers in…
At the beginning of every year, Mutual Fire Insurance reviews all our financial statements and investments to ensure we exceed the set financial conditions of our company charter and maintain…
Take notice that an Annual General meeting of the members of The Mutual Fire Insurance Company of British Columbia will be held on Wednesday, February 28, 2018 at 10:00am at the…
Unpredictable winter weather can wreak havoc on your property. Winter storms can result in an assortment of business challenges caused by frozen pipes, blackouts as well as snow and ice…
Are you a snowbird heading out of town for months at a time? Maybe you’re just taking your family on vacation for a couple weeks to beat the winter blues….
Fired up for the warm crackle of a wood heat stove or fireplace this winter? Before you light the kindling, ensure your stove or fireplace is ready for the season…
Updated: October 22, 2019 Operating a modern, commercial agricultural business means investing in the necessary equipment to operate. From 10 acres to 1,000 acres, there’s an exhaustive list of equipment…
Mutual Fire Insurance Celebrates its 115th Year of Business Our history begins with 44 farmers and business owners in the Fraser Valley region. Determined to create a local insurance company, MFI…
One of the most frustrating things for a policyholder to experience is unexpected costs that can occur in addition to a direct damage loss. When a loss occurs, you expect…
From the Fort McMurray wildfires to floods in Saskatchewan to the BC wildfires to wind storms in Manitoba; extreme weather events harm people in communities across Canada during any season…
Updated: 07/08/2021 As evacuation orders are rescinded in wildfire areas, and residents are able to return home to their communities, journey safely by checking the Drive BC website to plan…
Warm weather and high winds continue to fuel the flames of over 120 fires in British Columbia. Many communities are on Evacuation Alert and over 40,000 people have evacuated for…
Mutual Fire Insurance had a healthy and profitable year and we are pleased to announce positive financial results for 2016. After meeting set financial conditions for the company, the Board…
Welcome to the new Mutual Fire Insurance website! Our teams have been hard at work developing a new site with a refreshed design. We have more information about our farm, hobby…
If you make an insurance claim, you will need to tell your insurance company what was lost. During the process, after coverage is confirmed in your insurance policy, you will... Read more →
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