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Weather patterns have changed in recent years, with increased precipitation, fast and heavy spring thaws, and damage from storms—freshwater flooding is occurring everywhere across the country.
Mutual Fire Insurance now offers protection for overland water and flood in addition to sewer back-up coverage. Qualifying policyholders can enhance a home insurance policy and protect against damage from torrential rainfall, spring thaw, and other freshwater flooding.
Sewer Back-up provides coverage for sewer back-up
Overland Water offers coverage for flood, overland water, and sewer back-up
Both coverages include:
- a special extension for emergency evacuation in the event a civil authority orders an evacuation
- additional expenses to prevent or mitigate further damage (such as a water pump) if a loss occurs