Mutual Fire Insurance’s leadership is elected by the member policyholders in attendance at the Annual General Meeting. As members, the Directors understand your way of life and how insurance needs to work for you.
As a young boy helping on his family farm, Mike Bose heard of “Mutual Fire Insurance” time and time again. Since 1892, the Bose family has been farming in Surrey, BC and over the past four generations, a member of the Bose family has been on the Board of Directors at Mutual Fire Insurance, providing passionate guidance. Mike is proud to continue the family tradition around the table and brings a unique historical perspective to the Board, highlighted by his enthusiastic leadership and engagement. Continuing his family’s trade, Mike and his family raise turkeys and farm produce to sell both commercially and at farmers markets in the Fraser Valley. If you can name it, Mike has probably farmed it! Mike is passionate about the agricultural community, playing a part in founding the Surrey Agriculture and Food Security Advisory Committee in the ‘90s – the first in Metro Vancouver. In his spare time, Mike is passionate about coaching hockey and spending time with family.
John Kartechner is President of JWK ENT II HOLDINGS LTD. He has 40 years of experience in the reinsurance industry, most of it in senior positions, including President and CEO of a reinsurance company and Member of the Executive Committee of a reinsurance intermediary. He has a wide array of expertise in actuarial/technical, finance, underwriting, marketing, strategy, governance, regulatory, management and mentoring. He has served on the Board of a reinsurance company and the Reinsurance Research Council. Over his career, he was a frequent speaker at industry events and client functions, sharing his knowledge and expertise. John has experience with various mutual insurance companies during his time as a reinsurer and a reinsurance intermediary. In John’s free time he enjoys golfing and playing tennis.
Amyn is a second-generation farmer and has spent the last 22 years working in the poultry and agriculture sectors. A graduate of Simon Fraser University’s Business School, he worked as a Commercial Account Manager with HSBC before joining the family business—overseeing the farm and egg grading operation in the Okanagan and South Thompson areas. Amyn has been involved in many different areas of the egg industry’s production and grading sectors, as President and Director of both the BC Interior Egg Producers Association and the BC Egg Processors Council, and on various industry committees. He has served as director on the BC Egg Marketing Board and is currently serving as a board director for Golden Valley Foods. In his spare time, Amyn enjoys hiking on local trails, volunteering in the community, and spending time with his family.
Paul Curtis began his career with the RCMP before joining ICBC in 1990, working in claims and the Special Investigation Unit. He has since spent more than 30 years as an independent adjuster, handling files across Canada with a strong focus on agricultural claims, many through Mutual Fire Insurance. Paul and his wife Anna Marie live on a small hobby farm, selling rhubarb and eggs from their property. He has served on church and camp boards for over 37 years and is currently a director with the Camp Luther Association.e community, and spending time with his family.
Steve Czeck has worked in the information technology industry for over three decades, bringing invaluable IT insight to the Board of Directors at Mutual Fire Insurance. After a career portfolio which included working for various companies and financial institutions, Steve and his wife Jennine grew a successful IT business, Empyrion Technologies Inc. Empyrion Technologies employs more than 20 staff members, empowering other organizations through technology and strategic partnerships. Steve has actively served on the board of his church and is pleased to serve on the Board of his insurance company, Mutual Fire Insurance. When not around a Board table, Steve enjoys road cycling, fishing, hiking, traveling, and spending time with family.
Kevin Gull began his insurance career in 1985, working as a broker, brokerage owner, consultant, and insurance manager. He holds a BCIT diploma in Administrative Management and has been a Canadian Accredited Insurance Broker since 1989. With extensive experience across personal, auto, and commercial lines, particularly in agriculture and resource sectors, Kevin has partnered closely with Mutual Fire Insurance throughout his career. Retired from brokering at the end of 2024, he remains committed to contributing to the industry. Kevin enjoys the outdoors and spending time with his wife Jacquie, their children, and grandchildren.
With more than 30 years of experience in marketing, operations, and technology, Cobi Ellis is able to quickly connect the dots to help in filling the leads funnel through research and analysis. He is currently President of Airo Consulting, specializing in helping companies review their customer experience, provide next steps in marketing strategy, and educate the team for sustained growth. He leverages technology to improve operational efficiency and has demonstrated expertise in CRM management, brand strategy, social media marketing, and data analysis.
Cobi’s Board experience includes director terms with Living Waters Church, Word in Action Church, Highroad Academy Christian School, and Adonia Musical Camps Association.
He holds a Master of Business Administration from Trinity Western University and a Network Administration certificate from the British Columbia Institute of Technology. Off the clock, Cobi likes to hike Mount Baker in Washington State and play Board games with his wife and three daughters.
David Lestock-Kay and his wife Joan run their family’s 107-year-old farm in Mill Bay. They carry on a legacy of hard work and dedication to agriculture. For 17 years, they operated a dairy farm, transitioning to certified organic in the last ten years. These days, they focus on raising dairy heifers and growing forage crops.
Over the years, David has been involved with several farm organizations including Cowichan Agricultural Society, Island Milk Producers Association, Island Farmers Alliance, and Island Forage Council. His work with these boards varied from treasurer to director to chair, and the experiences honed his ability to relate to people and find common ground. He currently serves as Chair of the Mill Bay Fire Improvement District where he has introduced strategic planning to prepare for community growth and is championing the implementation of Superior Tanker Shuttle Service. Through this work, he found a passion for the relationship between climate change, community infrastructure, and understanding their effects on insurance rates.
He values community, sustainability, and the enduring importance of family farming. He is an avid fisherman, enjoys mountain biking, and exploring the abundant outdoor experiences of Vancouver Island with family and friends.
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