Insurance Explained

December 1, 2019

The Big Picture: Why Insurance Rates Increase

From the small, family insurance brokerages serving rural Canada to the large multinational insurance carriers with head offices in Toronto and around the world: the insurance industry is massive—it has…

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March 15, 2019

Defining Actual Cash Value for Property Insurance

As you begin the process of placing your insurance policy with your broker you may discuss how property will be valued and replaced if you make an insurance claim. Often,…

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February 15, 2019

The Growing Need for Cyber Risk Insurance

In the last three years, there has been an exponential increase in the number of data breaches and cyber attacks reported in the news. The events are both local and…

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August 10, 2018

Fired Up for Summer? Remember to Keep…

As temperatures soar into the twenties and thirties, we Canadians welcome the heat of summer months! While enjoying the weather, homeowners should also consider that hotter temperatures bring drier conditions….

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August 1, 2018

Risky Summer Fun: The Pool and the…

Summertime brings warmer days, sunshine, and outdoor play. Often, one of the last things on your mind are dangers associated with the season. It might be a surprise, but common…

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March 6, 2018

Appliance Meltdowns and How You Can Stay…

Updated: October 24, 2019 Modern homes have many appliances such as dishwashers, fridges, and computers which boost our comfort and make our lives easier. These devices are susceptible to electronic…

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November 28, 2017

Winterizing Your Home Before a Vacation

Are you a snowbird heading out of town for months at a time? Maybe you’re just taking your family on vacation for a couple weeks to beat the winter blues….

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November 17, 2017

3 Wood Heat Safety Tips

Fired up for the warm crackle of a wood heat stove or fireplace this winter? Before you light the kindling, ensure your stove or fireplace is ready for the season…

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September 25, 2017

Bylaw Coverage Explained Simply: How to Protect…

One of the most frustrating things for a policyholder to experience is unexpected costs that can occur in addition to a direct damage loss. When a loss occurs, you expect…

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