Mutual Fire Insurance provides tailored business insurance packages for small to medium-sized businesses in suburban and rural areas. Whether you’re looking for a simple all-in-one package, or you need a customized insurance solution, we have your needs covered.

We specialize in protecting businesses including, but not limited to, the following operations:

  • Automotive such as auto body and repair shops, new and used car sales and self and full serve service stations
  • Business and Professional Services such as doctors, dentists, and medical specialists, janitorial and custodian services, lawyers, architects, and similar professional offices
  • Contractors such as cable and internet installation, carpenters, electrical, gas fitters, HVAC, landscaping, and plumbers.
  • Hospitality such as bed and breakfasts, coffee shops, and restaurants
  • Manufacturing and Processing such as light metal manufacturers, and small to medium food processing operations
  • Realty such as low rise apartments buildings, manufacturing properties, office buildings, and retail
  • Retail such as clothing stores, florists, garden centres, grocery stores, home decor, and furniture


Contact a Mutual Fire Insurance broker partner to help you decide the right level of business insurance coverage for your needs:

  • Buildings
  • Business Income
  • Commercial Contents
  • Business Interruption
  • Contractors’ Equipment
  • Crime
  • Earnings
  • Earthquake
  • Equipment Breakdown
  • Flood
  • Limited Pollution Liability
  • Professional liability
  • Property Damage
  • Replacement Cost Extensions
  • Stock